body{-webkit-animation:-amp-start 8s steps(1,end) 0s 1 normal both;-moz-animation:-amp-start 8s steps(1,end) 0s 1 normal both;-ms-animation:-amp-start 8s steps(1,end) 0s 1 normal both;animation:-amp-start 8s steps(1,end) 0s 1 normal both}@-webkit-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@-moz-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@-ms-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@-o-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}body{-webkit-animation:none;-moz-animation:none;-ms-animation:none;animation:none} h1, h2, h3 { font-weight: normal; } amp-story-page { background-color: #131516; } amp-story-grid-layer { overflow: visible; } @media (max-aspect-ratio: 9 / 16) { @media (min-aspect-ratio: 320 / 678) { amp-story-grid-layer.grid-layer { margin-top: calc((100% / 0.5625 - 100% / 0.6666666666666666) / 2); } } } @media not all and (min-resolution:.001dpcm) { @media { p.text-wrapper > span { font-size: calc(100% - 0.5px); } } } .page-fullbleed-area, .page-background-overlay-area { position: absolute; overflow: hidden; width: 100%; left: 0; height: calc(1.1851851851851851 * 100%); top: calc((1 - 1.1851851851851851) * 100% / 2); } .element-overlay-area { position: absolute; width: 100%; height: 100%; top: 0; left: 0; } .page-safe-area { overflow: visible; position: absolute; top: 0; bottom: 0; left: 0; right: 0; width: 100%; height: calc(0.84375 * 100%); margin: auto 0; } .mask { position: absolute; overflow: hidden; } .fill { position: absolute; top: 0; left: 0; right: 0; bottom: 0; margin: 0; } @media (prefers-reduced-motion: no-preference) { .animation-wrapper { opacity: var(--initial-opacity); transform: var(--initial-transform); } } amp-story-grid-layer.align-bottom { align-content: end; padding: 0; /* AMP CTA Layer will exactly occupy 74px regardless of any device. To space out captions 74px from the BOTTOM (AMP CTA Layer), 74px from the TOP should also be spaced out and thus: 2 * 74px will be the desired max-height. */ max-height: calc(100vh - (2 * 74px)); } .captions-area { padding: 0 32px 0; } amp-story-captions { margin-bottom: 16px; text-align: center; } amp-story-audio-sticker { height: 100%; } .audio-sticker { font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen-Sans, Ubuntu, Cantarell, 'Helvetica Neue', sans-serif; } R$ 1 mil reais no CDB rende quanto?

R$ 1 mil reais no CDB rende quanto?

por: Portal Renda

Foto: Canva

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Foto: Canva

O CDB é um investimento de renda fixa, onde o investidor empresta dinheiro a uma instituição financeira em troca de juros, sendo ideal para diferentes perfis de investidores.

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Foto: Canva

O CDB pode ser prefixado (juros fixos), pós-fixado (atrelado ao CDI) ou híbrido (combinando os dois), oferecendo opções de rendimento diversas.

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O rendimento do CDB depende do CDI, que está em 10,65% ao ano em 2024; um investimento de R$ 1 mil renderia R$ 87,86 líquidos em 12 meses.

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Foto: Canva

O IR no CDB é regressivo: quanto mais tempo o dinheiro fica aplicado, menor é a alíquota, variando de 22,5% a 15% para aplicações acima de 720 dias.

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O CDB é coberto pelo FGC até R$ 250 mil, garantindo segurança ao investidor em caso de inadimplência da instituição financeira.

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Antes de investir, é crucial avaliar a instituição emissora, a rentabilidade e o prazo, além de consultar especialistas para minimizar riscos.

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Com planejamento e conhecimento, o CDB pode ser uma ferramenta poderosa para diversificação e crescimento do patrimônio.

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