body{-webkit-animation:-amp-start 8s steps(1,end) 0s 1 normal both;-moz-animation:-amp-start 8s steps(1,end) 0s 1 normal both;-ms-animation:-amp-start 8s steps(1,end) 0s 1 normal both;animation:-amp-start 8s steps(1,end) 0s 1 normal both}@-webkit-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@-moz-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@-ms-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@-o-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}body{-webkit-animation:none;-moz-animation:none;-ms-animation:none;animation:none} h1, h2, h3 { font-weight: normal; } amp-story-page { background-color: #131516; } amp-story-grid-layer { overflow: visible; } @media (max-aspect-ratio: 9 / 16) { @media (min-aspect-ratio: 320 / 678) { amp-story-grid-layer.grid-layer { margin-top: calc((100% / 0.5625 - 100% / 0.6666666666666666) / 2); } } } @media not all and (min-resolution:.001dpcm) { @media { p.text-wrapper > span { font-size: calc(100% - 0.5px); } } } .page-fullbleed-area, .page-background-overlay-area { position: absolute; overflow: hidden; width: 100%; left: 0; height: calc(1.1851851851851851 * 100%); top: calc((1 - 1.1851851851851851) * 100% / 2); } .element-overlay-area { position: absolute; width: 100%; height: 100%; top: 0; left: 0; } .page-safe-area { overflow: visible; position: absolute; top: 0; bottom: 0; left: 0; right: 0; width: 100%; height: calc(0.84375 * 100%); margin: auto 0; } .mask { position: absolute; overflow: hidden; } .fill { position: absolute; top: 0; left: 0; right: 0; bottom: 0; margin: 0; } @media (prefers-reduced-motion: no-preference) { .animation-wrapper { opacity: var(--initial-opacity); transform: var(--initial-transform); } } amp-story-grid-layer.align-bottom { align-content: end; padding: 0; /* AMP CTA Layer will exactly occupy 74px regardless of any device. To space out captions 74px from the BOTTOM (AMP CTA Layer), 74px from the TOP should also be spaced out and thus: 2 * 74px will be the desired max-height. */ max-height: calc(100vh - (2 * 74px)); } .captions-area { padding: 0 32px 0; } amp-story-captions { margin-bottom: 16px; text-align: center; } amp-story-audio-sticker { height: 100%; } .audio-sticker { font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen-Sans, Ubuntu, Cantarell, 'Helvetica Neue', sans-serif; } Qual a diferença entre fundos de pensão patrocinados e instituídos?

Qual a diferença entre fundos de pensão patrocinados e instituídos?

por: Portal Renda

Foto: Canva

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Foto: Canva

Fundos de pensão patrocinados são criados por empresas para garantir uma aposentadoria complementar aos seus funcionários.

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Foto: Canva

Nos fundos patrocinados, a participação é restrita aos funcionários da empresa e a empresa contribui para aumentar o saldo do fundo.

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Foto: Canva

Fundos instituídos, por outro lado, são criados por associações, sindicatos ou cooperativas, permitindo participação aberta aos associados.

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Foto: Canva

A adesão aos fundos patrocinados é geralmente incentivada pela empresa, enquanto nos instituídos é totalmente voluntária.

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Foto: Canva

A principal diferença entre os fundos está na forma de administração e na obrigatoriedade de participação dos membros.

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Foto: Canva

A escolha entre um fundo patrocinado ou instituído depende do vínculo do investidor com a empresa ou entidade.

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Foto: Canva

Em ambos os casos, é importante avaliar qual tipo de fundo melhor atende às necessidades de aposentadoria do investidor.

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