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O que são fundos cambiais e como funcionam?

por: Portal Renda

Foto: Canva

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Foto: Canva

Fundos cambiais são essenciais para proteger investimentos contra a volatilidade das moedas, especialmente em tempos de crise econômica.

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Foto: Canva

Esses fundos alocam 80% de seus ativos em moedas estrangeiras, como dólar ou euro, replicando suas variações em relação ao real.

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Foto: Canva

Operam comprando títulos em moedas estrangeiras e derivativos, oferecendo proteção (hedge) ou oportunidades especulativas.

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Foto: Canva

A carteira inclui títulos estrangeiros e derivativos, ajustados conforme a visão do gestor sobre o mercado cambial.

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Foto: Canva

O rendimento varia com a valorização ou desvalorização da moeda estrangeira em relação ao real, afetado também por custos e taxas.

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Foto: Canva

Incluem taxas de administração e performance, além do Imposto de Renda, impactando o retorno líquido do investimento.

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Foto: Canva

Considerar a volatilidade, riscos de crédito, custos e liquidez é crucial para escolher o fundo cambial adequado às suas necessidades financeiras.

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