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Fundos de Papel: o que são e como funcionam?

por: Portal Renda

Foto: Canva

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Foto: Canva

Fundos de papel são investimentos que aplicam em títulos de crédito imobiliário, como CRIs e LCIs, diferindo dos fundos de tijolo que investem em imóveis físicos.

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Foto: Canva

O investidor compra cotas, e os gestores aplicam o capital em ativos imobiliários que geram rendimentos previsíveis por meio de juros pagos.

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Foto: Canva

Oferecem maior liquidez e uma renda passiva estável, já que suas cotas são negociadas em bolsa e os rendimentos vêm de contratos de longo prazo.

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Foto: Canva

Ao investir em múltiplos projetos e financiamentos imobiliários, há maior diversificação, reduzindo a exposição a riscos de inadimplência.

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Investidores pessoas físicas são isentos de imposto de renda sobre os dividendos, tornando-os mais atrativos.

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Foto: Canva

Envolvem riscos de inadimplência e de variação nas taxas de juros, que podem afetar os rendimentos distribuídos.

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Para quem não tem Pix, é necessário contato com a instituição por telefone ou e-mail para combinar o recebimento.

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