Como evitar problemas com corretores “picaretas” ao comprar seguro?

[{"selector":"#anim-03298361-5a61-422c-b513-d1657fd3db0c","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fe24a22a-9b31-42d3-b734-94cbf2486140","keyframes":{"transform":["translate3d(121.21212%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d4ead29a-ca73-46c4-9272-16b16c282001","keyframes":{"transform":["translate3d(-200.36497%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6df38206-5be3-485a-a4e9-707da68eff85","keyframes":{"opacity":[0,1]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-362bc3da-725d-4e54-b589-2da47596f27d","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-46161155-229e-433e-bcc0-b6a0ddb90208","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e5aef829-67a6-4f9d-ba09-e13ebd5607e2","keyframes":{"transform":["translate3d(-208.3333%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] No Brasil, há 135 mil corretores habilitados, mas nem todos oferecem serviços de qualidade. É crucial verificar o histórico e comportamento do corretor antes de contratar um seguro. Seta Foto: Canva

[{"selector":"#anim-8e4600f5-95f6-424f-a493-843dba44af15","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a9028f57-98ef-469e-a65a-9dccebbb67d4","keyframes":{"transform":["translate3d(122.55891%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-04dc20c7-484a-40a2-b116-6b0d993786c8","keyframes":{"transform":["translate3d(-200.36497%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-be0310b8-9bd8-4a24-8038-84e8ad566a5e","keyframes":{"opacity":[0,1]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5506fdbd-826b-4293-97f8-9d472fbf5ab8","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-514e449a-30f5-43e5-a100-cbb091b7b31f","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0ac1a35c-b4ca-4df2-9b48-f9e94e12b021","keyframes":{"transform":["translate3d(-208.3333%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Muitos consumidores compram seguros apenas pelo preço, mas acabam desprotegidos em situações críticas. Compreender as coberturas e exclusões é essencial. Seta Foto: Canva

[{"selector":"#anim-af01df9d-1a91-407f-abc5-19aec5ac39a4","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bc4624bc-134e-4514-9d56-b0f30abc603f","keyframes":{"transform":["translate3d(121.88552%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0091641b-ae91-4f28-820d-2170657ca625","keyframes":{"transform":["translate3d(-200.36497%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a011a25a-9903-405f-8af1-b069830a53ce","keyframes":{"opacity":[0,1]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b7378fd6-7caf-4f4b-ac6b-092a0d4376f9","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-402f9725-64a5-4f39-8991-79d1b09227e3","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-56619bca-a1e7-4415-9689-1486c64a1108","keyframes":{"transform":["translate3d(-208.3333%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Certifique-se de que a apólice cobre os riscos relevantes para sua situação. Contratar apenas cobertura básica pode deixá-lo desamparado em situações como enchentes. Seta Foto: Canva

[{"selector":"#anim-de80fda8-f5df-4b79-9778-5753cccd843c","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-29c4b71c-9dc5-4e4f-b1d4-823e097c7199","keyframes":{"transform":["translate3d(120.20202%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e12e124c-1da0-44d7-9b69-c6ebc984d891","keyframes":{"transform":["translate3d(-200.36497%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8ba514cb-e788-40d5-b88d-ceb04688f381","keyframes":{"opacity":[0,1]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b8f1d049-8c4c-48f7-a8a6-258a0df043fb","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-2f525b97-ade2-44b1-a5c5-1cc6565d48ac","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f517b296-6ec7-4cea-925d-3943334d1a20","keyframes":{"transform":["translate3d(-208.3333%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] A franquia impacta diretamente no custo do seguro e no valor a ser pago em caso de sinistro. É preciso equilibrar custo e benefício ao decidir sobre a franquia. Seta Foto: Canva

[{"selector":"#anim-76e3db8e-0f1a-43fe-ae91-a9c4dfe02589","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-02b78791-0065-4a0e-8645-e5df289bcef9","keyframes":{"transform":["translate3d(120.20202%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-61555cce-2e4d-4b3d-863c-fc4706fd1e6f","keyframes":{"transform":["translate3d(-200.36497%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a4e5bf30-42f3-4a93-8afc-52cf3e3ef993","keyframes":{"opacity":[0,1]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-13ad52fb-ebfe-471a-8051-b5a0897b6622","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-a713c64e-4997-4597-bbde-99a2c191196e","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-25c1c678-1b84-4bff-8023-8a4fce7c30be","keyframes":{"transform":["translate3d(-208.3333%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Um bom corretor não força a venda nem promete milagres. Ele deve buscar soluções que atendam às suas necessidades, mesmo que isso signifique ganhar menos. Seta Foto: Canva

[{"selector":"#anim-f56c7ca3-c236-4fec-9440-08a7388c5425","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7f1ff211-a528-426e-86af-eabb03383527","keyframes":{"transform":["translate3d(121.21212%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ecb830bc-35b1-40cf-a3ca-84fff703e7e2","keyframes":{"transform":["translate3d(-200.36497%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-23bf26ad-c5a3-4e6f-8d8f-766e202222ea","keyframes":{"opacity":[0,1]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-69b551d9-9016-4c7f-bbff-5e317fe17efc","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-c0a302e4-ea27-47e7-bd52-96205687b5ae","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-82ebff2a-b3b2-4f74-ad76-ca3d477e01d2","keyframes":{"transform":["translate3d(-208.3333%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Utilize ferramentas como a consulta da Susep e da Fenacor para verificar se o corretor está devidamente registrado e habilitado. Seta Foto: Canva

[{"selector":"#anim-dcebe7d7-328f-41fa-a1b2-e6aa5752fc54","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8afb465d-4d7d-44d5-949c-8b10f3cb024e","keyframes":{"transform":["translate3d(120.20202%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-cf72e1e5-198b-464a-a185-572ed9ddcaf9","keyframes":{"transform":["translate3d(-200.36497%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f3f51690-6e32-4c84-9832-5f4c4e0d3023","keyframes":{"opacity":[0,1]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8d623a2c-bdd5-4e82-96c3-1030b1bc88ab","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-84acf531-51b6-44f9-87eb-a09604eb3b1f","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1525df06-550d-4b90-956d-0f0b99cd127f","keyframes":{"transform":["translate3d(-208.3333%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Se sentir-se lesado, registre sua queixa no consumidor.gov.br ou recorra ao Ibracor, entidade de autorregulação do setor. Seta Foto: Canva

[{"selector":"#anim-cca005eb-ba2c-4270-acd7-7bcab734c8d0","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6a338948-8b14-4515-bc75-b8b2e594f6bf","keyframes":{"transform":["translate3d(0px, -1557.48909%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-44bd00c1-a5bd-4ec4-8a31-5512c9482777","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6b8ca214-90d9-4a9a-9c5d-a637fae2835d","keyframes":{"transform":["translate3d(0px, 1655.55596%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] LEIA MAIS EM PORTALRENDA.COM.BR Seta