Como escolher o melhor Plano de Previdência

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[{"selector":"#anim-009d8726-18e5-4058-b96a-5dbe666df7c6","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a11e93fe-19c0-44c0-a76b-135d2d88dd02","keyframes":{"transform":["translate3d(122.55891%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-29830af8-355f-4a83-8976-be68d0b1121c","keyframes":{"transform":["translate3d(-200.36497%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d65a89fa-3d84-4875-9332-3d6d850eed2d","keyframes":{"opacity":[0,1]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f49ba5bc-b7be-4fdc-b6ec-3eeae37f9c26","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-67b8d362-af34-4bd2-a0d6-ca5dc377f8d2","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c628d55e-6cb3-455a-9241-19ffe13f9a14","keyframes":{"transform":["translate3d(-208.3333%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Existem planos abertos (flexíveis e acessíveis a todos) e planos fechados (restritos a grupos específicos). Escolha conforme sua situação e necessidades. Seta Foto: Canva

[{"selector":"#anim-929598ae-4a2b-46e7-9d28-416851acef4c","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f688e9c3-5e68-4c8c-8e82-05c48fa856a4","keyframes":{"transform":["translate3d(121.21212%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4b3626b0-1e20-4dfb-978f-91875df32aaa","keyframes":{"transform":["translate3d(-200.36497%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-15914daf-d032-4dbf-b080-29587f83d7e6","keyframes":{"opacity":[0,1]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4e70fa8b-487a-4330-a60b-652b61496008","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-db97e753-9034-4215-b5a7-a105e1e8c8fe","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-00c36f32-5d31-44f8-98b5-6d833f800364","keyframes":{"transform":["translate3d(-208.3333%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Se faz a declaração completa do IR, o PGBL pode ser vantajoso devido à dedução fiscal. O VGBL é ideal para declarações simplificadas ou isentos, focando na tributação dos rendimentos. Seta Foto: Canva

[{"selector":"#anim-3741ad65-c315-4680-bee1-0ad834dc354f","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-92acf59f-4106-42e4-92dc-a469c2cff067","keyframes":{"transform":["translate3d(121.21212%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-dcef2e2b-3590-43b8-acd9-c739b0bdf91b","keyframes":{"transform":["translate3d(-200.36497%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9c172142-9310-4123-99ef-2c6786a5601c","keyframes":{"opacity":[0,1]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6b6c5fea-d5eb-431c-89e9-9891673e29ea","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-603f5928-f44a-4752-a2cf-1ce54647edc3","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-83728826-a9a4-4707-a4d9-46d3faaa2025","keyframes":{"transform":["translate3d(-208.3333%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Verifique as taxas de administração e carregamento dos planos. Menores taxas significam mais retorno no longo prazo. Seta Foto: Canva

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[{"selector":"#anim-376d6ebb-342d-4f67-be9c-fdd97c6e8ea5","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-979142af-2452-44e2-9c0f-8f6bab0dc9d6","keyframes":{"transform":["translate3d(121.21212%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e9675c36-1445-49d8-9c52-163abed2cda8","keyframes":{"transform":["translate3d(-200.36497%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-af0f0877-359a-4c08-a948-828f533b3c62","keyframes":{"opacity":[0,1]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5b083021-dcdc-43c5-8ec8-ed60f0479970","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":5000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-7cd0aed5-7450-4978-a2c8-25e756d0e362","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4ad19d94-b29d-49fd-9beb-d6f784082964","keyframes":{"transform":["translate3d(-208.3333%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Analise as taxas, a composição da carteira e a performance histórica dos fundos para tomar uma decisão bem fundamentada. Seta Foto: Canva

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